Current Credit Card Interest Rates – May 2025 - WalletHub
Capital One credit card interest rates can be as low as 0% introductory APR for as long as 15 months. Regular, ongoing Capital One credit card interest rates can be as low as 17.49% (V) or as high as 29.24% (V), depending on the card and the applicant's credit standing. Capital One Credit Card Interest Rates by Card

Average Credit Card Interest Rates for May. 2025 - WalletHub
The average credit card interest rate is 22.69% for new offers and 21.37% for existing accounts, according to WalletHub’s Credit Card Landscape Report.

Credit Card Interest Rates Guide for 2025 - WalletHub
Types of Credit Card Interest Rates. Credit Card Purchase APR: The interest rate on things you buy with a credit card that applies when you don’t pay your statement balance in full every billing period. Credit Card Balance Transfer APR: The interest rate you owe on balances you move from other credit cards or loans to your card. Typically ...

Best Credit Card Rates (May 2025) - WalletHub
The best credit card rates are 0% APRs that last for 15 months or longer. Credit cards offering 0% rates on new purchases can be interest-free for about 11 months on average, and balance transfer cards average around 13 months with 0% rates.

Average Credit Card Interest Rates by Credit Score - WalletHub
Average Credit Card Interest Rates for 300 - 619 Credit Score Among the major credit card issuers that offer credit cards to people with a credit score of 619 or less, Citibank offers the highest interest rate (32.24%), which is approximately 18.4% higher than the lowest interest rate offered by Bank of America (27.24%).

How Does Credit Card Interest Work? - WalletHub
Credit card issuers and their investors profit from interest on credit card debt, since interest is essentially the cost of borrowing their money from month to month. Interest charges are one of the main ways that credit card companies earn money, especially since most credit cards don't charge annual fees.

Best Low Interest Credit Cards From 1,500+ Offers - WalletHub
The bank with the lowest credit card interest rates is Citi because it offers many credit cards with long 0% introductory APRs. The best low-interest Citi card is the Citi Simplicity® Card, which offers an introductory APR of 0% for 21 months on qualifying balance transfers.

Historical Credit Card Interest Rates (1991 - 2023) - WalletHub
Capital One credit card interest rates can be as low as 0% introductory APR for as long as 15 months. Regular, ongoing Capital One credit card interest rates can be as low as 17.49% (V) or as high as 29.24% (V), depending on the card and the applicant's credit standing. Capital One Credit Card Interest Rates by Card

Whats the maximum credit card interest rate allowable by law? - WalletHub
Credit card interest rates are so high, averaging 22.59% for all new offers, because credit cards are unsecured and have no set timeframe for full repayment. Credit cards are riskier than other borrowing methods as a result, and issuers need to charge higher interest rates to compensate.

Credit Card APR: Key Things to Know - WalletHub
The bank with the lowest credit card interest rates is Citi because it offers many credit cards with long 0% introductory APRs. The best low-interest Citi card is the Citi Simplicity® Card , which offers an introductory APR of 0% for 21 months on qualifying balance transfers.